Films, movies and Television
There is entertainment insurance that covers films, movies, andtelevision. When filming there are literally hundreds of thingsthat may affect the outcome of the production and entertainmentinsurance helps you avoid the unexpected occasions such asweather, accidents, andfaulty equipment just to name a few.
Special Events
There is also special events insurance that offers coverage forhundreds of special events including parties, weddings, meetingsand so forth.
Award Functions
Even award shows or gatherings have coverage for specialevents.
Festival Insurace
Other types of entertainment insurance includefestivalinsurancefor an organization that is putting on any type of festival whether big or small. There is always a risk that it maynot be well attended and the organizers will take a financial loss.
Production Insurance
The same can be said forproduction insurance. Any kind of production, whether it is theatre, movies or more can be subjectto problems that could incur a lawsuit of some type.
Concert Insurance
Concert insuranceis another type of entertainment insurance thatcan be essential to your livelihood. Even the most prepared
concert can have problems either with the crowd or theperformers.
Weather Insurance
In fact, one type of entertainment insurance that most companiesoffer isweather insurancen general. There is nothing worse thanhaving a gathering or special event cancelled due to badweather. It not only ruins the event but can cost you tons of money that you will lose otherwise.
Sports Events
With sportingevents insuranceyou can have accidents ordamages that occur with the players or the crowd that isattending. With this type of entertainment insurance you cancover the athletes,equipmentand the patrons so that you knowthat you are safe and secure.
Liability Insurance
Finally, the last type of entertainment insurance includesartistliability insurance.If you are planning on putting togethera huge event with a key artist, only to lose the artist for somereason, it can damage your reputation and your business. Withthis type of entertainment insurance you can even coveryourartistfor making crude remarks or causing problems withthe crowd.
Cinema entered India in 1896 with the screening of six soundless short filmsin Bombay. Dada Saheb Phalke, considered to be the father of Indian cinema,made the first fully indigenous feature film
'Raja Harishchandra' 
in 1913.The first film with sound
'Alam Ara' 
, was released in 1931, and the first colorfilm,
'Kisan Kanya,' 
was released in 1937. The industry followed the 'studio
culture' of Hollywood in the initial days, wherein big movie production houses(called studios) hired stars, music directors and film directors as salariedemployees for four to five years.However, over the years, the studio system gradually gave way to independentproducers. The decades that followed saw Indian cinema flourishing and becomingan integral part of every Indian's life. Film stars, producers, directors, musicdirectors, lyricists and playback singers became immensely popular celebrities.The industry was broadly classified into four segments - software (films, music andprograms), hardware (studios and other infrastructure services that support thecreation of entertainment software) and services (distribution, exhibition, filmprocurement and banking services) and the front-end media segment (which filmmagazines, video cassettes and promotional tools).By 2001, the Indian film industry had produced about 27,000 feature films andthousands of documented short films. With around 800 films being produced everyyear, in over 52 languages, India was undoubtedly the world's largest filmproducing country. In March 2000, a FICCI-Arthur Andersen report revealed thatthe Indian film industry was expected to grow from Rs 84 billion in 2000 to Rs 340billion by 2005. However, all was not well with the Indian film industry. Thesuccess rate of Indian films was extremely low. A majority of the films could noteven recover the investments made. Even after nine decades, the number of 'blockbuster' movies was very low when compared to the US film industry
Another reason for the move towardsinsurance is that Film production was given`industry' status in 2000, and RBI allowedbanks to lend to film production. Now theinsurance of the film is a pre requisite forbank loans for Hindi films. Therefore any
one who wants loan from bank for filmmaking has to take insurance on his film.In the future with more uncertainties in thefilm market such as Bharat Shah's arrest andfancy for cocaine by some of our stars, moreand more producers will move towardsinsuring their films
Coverage types, insurers liability andexclusions
 1. Named Artistes such as the Main Cast,Important Support Cast, Directors,Technicians etc.Coverage in such cases can be claimed dueto non-appearance which may arise due to -death, accident/illness involvinghospitalization, death in immediate family,natural calamity, complete breakdown of transport system, riot/strike/civilcommotion/curfew like situation prohibitingthe cast from reaching the site of shoot, acts
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